Finance
Mortgage, savings, interest, loans and more financial calculations.
11 calculators
Finance
Mortgage Calculator
Want to know what a mortgage costs per month? Enter the loan amount, interest rate and term to instantly calculate your monthly payment using the annuity method.
Compound Interest Calculator
Compound interest is why saving pays off so much over the long run: you earn interest not just on your deposit, but on the interest from previous years too. This calculator shows what your savings are worth after a chosen period, including an optional fixed monthly deposit.
Loan Calculator
A personal loan is repaid in fixed monthly instalments: the annuity. Enter the amount, rate and term to see your monthly payment and total interest cost.
Gross to Net Salary Calculator
Your gross salary is what your contract states; your net salary is what you actually keep after payroll tax and pension contributions. This calculator converts gross to net using your own average tax rate.
Savings Goal Calculator
Instead of calculating what your savings eventually become, this calculator flips the question: how long until you reach a specific goal? Useful for an emergency fund, a down payment, or a big purchase.
Profit Margin Calculator
Margin and markup sound alike but are two different numbers. This calculator computes both from your cost and selling price, or helps you find the right selling price for a target margin.
Return on Investment (ROI) Calculator
Return on investment (ROI) tells you how much an investment has yielded relative to what you put in. Enter a time period to also see the annualised return (CAGR) โ essential for fairly comparing investments of different lengths.
Retirement Savings Calculator
How much do you need to retire comfortably? This calculator projects your retirement pot based on your current savings, monthly contribution and expected return, and gives an indication of the monthly income that pot could provide.
Break-Even Point Calculator
The break-even point is the number of sales at which revenue exactly covers costs โ every sale after that is profit. Enter your fixed costs, selling price and variable cost per unit to see how much you need to sell.
Loan Payoff Calculator
Making extra repayments on a loan or mortgage not only shortens the term, it also saves interest โ because you pay interest each month on a lower remaining balance. This calculator simulates both scenarios: with and without the extra repayment.
Financial Independence Calculator
Financial independence means your investments generate enough to cover your annual expenses without needing to work. The 25x rule gives a simple rule of thumb for how much you need.