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Crypto Staking Calculator

With crypto staking you lock up coins to support the network and receive a reward in return, usually expressed as APY (annual yield). Because many platforms credit the reward daily and immediately restake it, your holding grows with compound interest.

ยฃ
%

Result

ยฃ51.27

Staking reward

Final value
ยฃ1,051.27
How this was calculated
  1. 1Daily rate5% รท 365 = 0.0137%
  2. 2Compounded over the periodยฃ1,000.00 ร— (1 + r)^365 = ยฃ1,051.27

Formula

Final value = principal ร— (1 + APY รท 365 รท 100)^days

The annual APY is converted to a daily rate by dividing by 365. Each day your holding grows by that rate, and because the previous dayโ€™s reward grows along with it, this produces compound growth โ€” hence the exponent with the number of days.

Worked examples

โ‚ฌ 1,000 staked at 5% APY for a full year

โ†’ Reward โ‰ˆ โ‚ฌ 51.27 due to daily compounding (slightly more than a flat 5%).

Common mistakes

  • Treating the APY as a flat percentage without accounting for compounding.

Important to know

  • APY percentages from staking platforms are variable and not guaranteed; this is a calculation example, not investment advice.

When to use it

  • Estimating in advance what a staking position will yield.

Frequently asked questions

Is APY the same as APR?

No. APR is the return without compounding; APY does account for it and is therefore usually slightly higher.

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