🔒 Crypto Staking Calculator
With crypto staking you lock up coins to help secure a proof-of-stake network, and in return you earn a reward, usually quoted as an annual percentage yield (APY). Because most staking platforms and validators credit rewards daily and automatically restake them, your balance grows through compound interest rather than a flat yearly payout. This calculator shows exactly how much your staked amount is worth after any number of days, assuming daily compounding at a fixed APY.
Formula
Final value = principal × (1 + APY ÷ 365 ÷ 100)^days
The annual APY is converted into a daily rate by dividing it by 365. Each day your staked balance grows by that daily rate, and because the reward from the previous day is included in the next day's calculation, the growth compounds — that's why the number of days appears as an exponent. Reward is simply the final value minus your original principal.
Steps
- 1Enter the amount you're staking or planning to stake.
- 2Fill in the APY offered by your platform or validator and the number of days you'll be staking.
- 3Read off the reward and final value instantly, including the daily rate used in the calculation.
Staking reward on €1,000 by APY and duration
| APY | 30 days | 90 days | 365 days |
|---|---|---|---|
| 3% | €2.47 | €7.42 | €30.45 |
| 5% | €4.12 | €12.41 | €51.27 |
| 8% | €6.60 | €19.92 | €83.28 |
| 12% | €9.91 | €30.03 | €127.48 |
Illustrative example figures for a €1,000 principal with daily compounding; real rewards depend on the actual APY offered by your platform or validator, which is variable and not guaranteed.
warnings
- APY percentages from staking platforms are variable and not guaranteed; this is a calculation example, not investment advice.
commonMistakes
- Treating the APY as a flat percentage rather than a compounding daily rate, which understates the real reward.
- Assuming the advertised APY stays fixed for the entire staking period, when in practice it can change daily or weekly with network conditions.
- Ignoring platform fees, taxes, or unbonding/lock-up periods, which can meaningfully reduce the net reward you actually receive.
useCases
- Estimating in advance what a staking position will yield over a chosen period.
- Comparing potential rewards across different coins, platforms, or APY offers before committing funds.
- Planning how long to keep funds staked to reach a particular reward or savings goal.